Three Singapore-specific property calculators, free, no email required. Updated to current rates as of April 2026 — but always confirm with your banker, lawyer, or me before signing anything.
Enter property price, downpayment, interest rate, and tenure. TDSR (55%) and MSR (30%, HDB/EC only) thresholds shown live.
Singapore's BSD scales by price tier. ABSD depends on buyer profile (Singapore Citizen, PR, foreigner, or entity) and how many properties you already own. Rates current as of Apr 2026, post Apr 2023 ABSD revision.
Project the value of a property at your assumed annual appreciation rate. Useful for planning second-property timing, en-bloc upside, and rent-vs-buy decisions over a long horizon.
These aren't every calculator on the internet — they're the three I actually use with clients in WhatsApp threads. Mortgage tells you whether the property fits your monthly cashflow (and whether the bank will say yes). BSD + ABSD tells you the upfront cash hit — the single biggest reframe for Chinese-national and SPR buyers. Future value tells you whether the price you're paying makes sense at your hold period.
If you want a number that's not here — rental yield, sell-vs-hold with SSD, capital-gains-equivalent on en-bloc proceeds — WhatsApp me the question. I'll model it for you.
Send me the unit, the budget, or the question that prompted you to run the calculator. I'll send back the next move.