Monthly mortgage repayment每月房贷供款

TDSR (55%) and MSR (30%) shown live.实时显示 TDSR(55%)与 MSR(30%)。

Property price房产价格 S$ 200K – S$ 10M

Downpayment %首付 % SG min: 25% (private), 20% (HDB w/ HDB loan)新加坡最低:私宅 25%,HDB 配合 HDB 贷款 20%

Cash needed:所需现金: TBC

Interest rate (% p.a.)年利率 (%) SG market: 2.5–4.5% (2026 range)新加坡 2026 年区间:2.5–4.5%

Loan tenure (years)贷款年限 Max 30 (private) / 25 (HDB)最长 30 年(私宅)/ 25 年(HDB)

Property type物业类型

Note.说明。 Indicative estimate only. Actual eligibility depends on your income, existing debt, age, credit history, and the bank's stress-test rate (typically a 4–4.25% p.a. floor). Run the final numbers with your mortgage banker before exercising an OTP.仅供参考估算。实际贷款资格取决于你的收入、现有债务、年龄、信用记录,以及银行的压力测试利率(通常以 4–4.25% 为下限)。行权 OTP 前请与你的房贷经办过一遍最终数字。

Buyer stamp duty + ABSD买方印花税 + ABSD

BSD by price, ABSD by profile.BSD 按价格,ABSD 按身份。

Property price房产价格 S$ 200K – S$ 10M

Buyer profile买家身份

Which property is this?这是第几套? Counts properties already owned计入已持有的物业

Note.说明。 ABSD remission may apply to married couples where one spouse is a Singapore Citizen, certain DTA-eligible foreigners (US, Iceland, Liechtenstein, Norway, Switzerland nationals), and a few other narrow cases. WhatsApp me your profile and I'll walk you through what applies.ABSD 减免可能适用于:配偶一方为新加坡公民的夫妇、符合 DTA 条件的某些外国人(美国、冰岛、列支敦士登、挪威、瑞士国籍),以及少数其他情形。把你的情况 WhatsApp 给我,我逐条说明适用的部分。

Why these three为什么是这三个

Three numbers, asked weekly.每周必问的三个数字。

Mortgage shows whether the bank says yes, BSD + ABSD shows the upfront cash hit, future value shows whether the price makes sense at your hold period.房贷看银行批不批,BSD + ABSD 看一次性现金,未来价值看以你的持有年限价格是否合理。

Singapore property calculators新加坡房产计算器

Monthly mortgage repayment每月房贷供款

Buyer stamp duty + ABSD买方印花税 + ABSD

Future property value物业未来价值

Three numbers, asked weekly.每周必问的三个数字。

Numbers checked. What's next?数字算完了。接下来呢?